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Products
Annuity products may not be available in all states. Insurance companies represented by Advanced Retirement Income Solutions, LLC may change interest rates and offerings without notice.

Recommendations
Advanced Retirement Income Solutions, LLC does not provide investment advice, nor does it provide tax or legal advice. Always consult with a qualified tax and legal advisor. All views expressed by Advanced Retirement Income Solutions, LLC and its members are done so as merely a free opinion, based on such investigations as are deemed reasonable, and are not in any way to be construed as investment or tax advice. All readers are solely responsible for making their own investment decisions, and it is recommended that any views or suggestions contained within this document should be reviewed by a licensed tax or financial advisor prior to implementation. Neither Advanced Retirement Income Solutions, LLC nor its members make any personal guarantees as to the accuracy of this information, or the financial success of anyone who bases their investment decisions in an effort to implement the suggestions contained within this document. Any references made to "safety" or "guarantees" refer to the insured nature of fixed annuities, but are subject to the solvency and claims-paying ability of the underlying insurance companies where the policies are issued.

Any reference to free live web demo refers to a live phone / internet webinar conducted by a licensed life insurance agent.

Copyright Notices
Unless otherwise noted, the graphic images, buttons, layout, and text contained in this web site are the exclusive property of Advanced Retirement Income Solutions, LLC and its related, affiliated and subsidiary companies, and may not be copied or distributed, in whole or in part, without the express written consent of Advanced Retirement Income Solutions, LLC.

The ARIS Lifetime Income Portfolio is protected by copyright 2009. No part may be reproduced, transmitted, recorded, presented in any other forum without the express written consent of Advanced Retirement Income Solutions, LLC

Taxes
Withdrawals from annuities prior to 59 ½ may be subject to a 10% tax penalty, according to IRS regulations. Because tax laws are subject to varying interpretations and changes, we recommend that you consult your attorney, tax advisor or accountant.

 
Advanced Retirement Income Solutions, LLC does not provide specific tax or legal advice.